Steve Harvey On Living With A Partner Before Marriage
Are You and Your Sweetheart Financially Compatible?
First look at your own answers:
If your answers were mostly A:You are a disciplined financial manager; congratulations! Keep up the good work, but remember, if your finances are in order, it’s okay to enjoy yourself once in awhile. If your partner is not as disciplined as you, try to share your good habits, but allow for a little flexibility.
If your answers were mostly B or C:You probably have some positive money habits, as well as room to improve. If you find yourself carrying debt with no plan to become debt-free, or without an adequate emergency fund, or not enough money left at the end of the month, you need to make some changes. Consider working with your partner to establish positive money habits and get on stronger financial footing.
If your answers were mostly D:You may be making irresponsible choices with your finances, which can threaten your financial future as well as the health of your relationship. Consider talking with a financial coach or planner, as well as your significant other, about how to rethink and restructure your financial life and get on the right track.
Next, compare your answers with your partner’s and count how many of your answers match:
1-3 Matching Answers: Financial Face-off
You and your partner have significantly different approaches to handling money. The two of you may find it challenging to reach common ground when it comes to financial issues, but that doesn’t mean it’s impossible. Take time to discuss your feelings about money and set some financial goals, working together to reach them. Be willing to learn from each other and look for ways to compromise. Consider talking with a financial advisor who specializes in working with couples.
4-7 Matching Answers: Money Momentum
You and your partner may have some money differences, but you also have found common ground. Be willing to listen to each other’s varying opinions: Each partner is likely to be stronger in some areas. Remember that just because you agree on a certain way of handling finances doesn’t make it the right way. Set financial goals together, and be open to the possibility of making changes in order to reach them.
8-10 Matching Answers: Financial Teammates
Congratulations! You and your partner see almost eye to eye when it comes to managing money. Capitalize on your similar views by having open discussions about finances and your financial goals. Just be careful: seeing eye to eye means neither person notices the flaws in the other’s method of managing money, so be willing to think critically about your habits as a couple and seek outside help if you need it to make sure you’re on the right track.
Learn more about your unique personal approach to finances by taking the developed by psychologist Dr. Jennifer Leigh Selig.
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